Top 5 Scratch Cards with the Highest RTP

Gone are the days when players had to head to a physical shop or petrol station to buy scratch cards. Today, you can play these fun games of chance remotely at online casinos, right from your mobile phone or computer.

But when choosing these digital lottery cards, the Return to Player (RTP) rate plays a crucial role. Ideally, the best lottery tickets should offer gamers an RTP of no less than 96%. This means players can expect to win more often, though naturally, nothing is ever guaranteed. So, in this article, you'll discover the best online scratch card games with the highest RTP.

Microgaming’s Lucky Numbers – 96.57% RTP

Lucky Numbers by Microgaming is one of the top scratch cards to play, boasting an excellent RTP of 96.57%. In this instant-win game, players need to match at least three random digits to nab a multiplier prize. The scratch card is split into two sections. Game 1 features the base gameplay, while Game 2 leads to the bonus round.

Players are tasked with hitting a gong, and if the lucky number revealed is 8, they win a payout. With Lucky Numbers, players can win anywhere from 28x up to 8,888x their stake, making it one of the most potentially rewarding online scratch cards available to Singaporean players.

Microgaming’s Whack a Jackpot – 96.30% RTP

Here’s another scratch card game from Microgaming with a competitive RTP. In Whack a Jackpot, you start by placing your bet before hitting the “New Card” button to begin. Little moles pop out of their holes, and you can win a multiplier prize if you manage to 'whack' any of them.

Here are the objectives for this online scratch card:

• Match three symbols with the strikes to win a payout.
• Players can win up to 10,000x the stake.
• Activate the bonus rounds by collecting enough scatter symbols.

Mecca Bingo’s Wish Upon a Jackpot – 96.06%

Sometimes, playing a scratch card without the traditional 3x3 game board can be refreshing. Mecca Bingo’s Wish Upon a Jackpot offers this while maintaining the conventional feeling of scratching off cards.

This game teleports players to a world of fairy tales where symbols like the Gingerbread man, Puss in Boots, and Frog Prince can be highly rewarding. Wish Upon a Jackpot also has a bonus game where the Godmother can randomly appear to create bigger cash prizes.

Blueprint Gaming’s Pig Wizard – 95.82%

Although the RTP is slightly below the industry standard, Pig Wizard is still one of the best scratch cards online. It’s a hilarious 3D game in which the pigs in robes can simultaneously cast spells, curses, and blessings.

The pig wizard with a star-covered robe is the premium symbol on this scratch card, rewarding gamers with 100x the stake for finding at least three of them. This will also unlock a virtual game, where you’ll throw a virtual dice and increase your odds for bigger payouts.

NextGen’s Merlin’s Millions – 95.17%

NextGen Gaming is more popular for its exciting online slots than scratch cards. But this one is also worth playing. Merlin’s Millions follows the tale of King Arthur’s trusted wizard who casts his magic to help players win the $250,000 jackpot.

• Run the game and scratch off the nine boxes on the grid.
• Win a payout if you match at least three matching symbols.
• The paying symbols include Merlin himself, orbs, owls, and spell books.
• You can play this magic-themed game for $0.20 to $200.

Conclusion

If friendly RTP rates top your priority, these are the best online scratch cards, because they have some of the highest RTP rates you can find at top online casino sites. But remember that scratch cards are luck-based games, meaning no strategy can increase the theoretical RTP. So, have fun without any expectations of achieving a big win.